Mortgage Loan Originator - Bilingual (English-Spanish)
Company: Merchants Bank of Indiana
Location: Carmel
Posted on: May 3, 2024
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Job Description:
Description:Our Mortgage Loan Originators (MLO) are here to help
grow and develop new residential mortgage businesses by assisting
customers to meet their home lending goals through our products and
programs, along with analyzing credit creditworthiness of
applicants and negotiating terms, and collateral requirements. You
will also work on developing and nurturing relationships with
referral sources (real-estate agents, financial planners, community
groups, builders, attorneys, etc.) and working with bank staff to
promote and cross-sell our bank products and services.After one
year as our Mortgage Loan Originator, you know you were successful
if you---Develop new business by utilizing referrals through
centers of influence to contact prospective customers and promote
and cross-sell bank products and services.Develop and maintain new
and existing relationships with realtors, builders, current
customers, and banking center staff to generate residential
mortgage applications.Interview prospective loan applicants to
collect and analyze financial data to determine the merits of the
specific loan request.Establish credit terms including costs,
repayment methods, schedule, and collateral
requirements.Communicate and advise customers concerning financial
matters to determine products that best meet their
needs.Participate in community and networking events to generate
new business opportunities and enhance the bank's visibility.Serve
as the liaison for non-borrowing accounts and loan customers for
other bank services.Requirements:What we are looking for---A
Bachelor's degree is preferred with a minimum of two years of
mortgage lending experience.Thorough knowledge and understanding of
residential mortgage process, underwriting criteria, and
guidelines.This position requires S.A.F.E. Act registration through
the Nationwide Mortgage Licensing System (NMLS).Someone who knows
they must get out into their communities and connect with our
customers. We do not sit in a branch and wait for walk-in mortgage
customers here.What sets Merchants Mortgage apart---We have the
full support of our executive leadership team. We are not a bank
that sells mortgages, we are a mortgage company.We are small enough
to provide personal service, but large enough to provide a full
menu of products.Our entire team is readily available (onsite) to
discuss questions or resolutions to issues that might
arise.Stability - we think long-term, and we are looking for
Mortgage professionals who think long-term too!Ranked as the
top-performing U.S. public bank by S&P Global Market
Intelligence, Merchants Bancorp is a diversified bank holding
company headquartered in Carmel, Indiana, operating multiple lines
of business, including multifamily housing and healthcare facility
financing and servicing, mortgage warehouse financing, retail, and
correspondent residential mortgage banking, agricultural lending,
and traditional community banking. Merchants Bancorp conducts its
business through its direct and indirect subsidiaries, Merchants
Bank of Indiana, Merchants Capital Corp., Farmers-Merchants Bank of
Illinois, and Merchants Mortgage, a division of Merchants Bank of
Indiana.PM20 #BKPI7fb7cbae9af0-25660-33175049
Keywords: Merchants Bank of Indiana, Noblesville , Mortgage Loan Originator - Bilingual (English-Spanish), Other , Carmel, Indiana
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